Check Your Legal Expenses Insurance Motoring Offence

Legal Expenses Insurance Cover May Pay Your Legal Costs For A Motoring Offence

We represented a client at the magistrates’ court today who had been charged with failing to stop and report an accident.

For most driving offences you will not get legal aid and so initially he was going to pay us privately to represent him in court. Following discussions with him it materialised that he had legal expenses insurance as part of his car insurance policy.

He contacted his insurance company to check whether he was covered under the terms of his legal expenses cover for the cost of defending a criminal driving offence at the magistrates court and not only was he covered, but he was able to nominate us as his solicitor of choice to represent him.

We were funded for the hearing today by his insurance company and will continue to be funded throughout by them, including the cost of all reasonable preparation and the costs of our representation at the trial itself.

If you have been charged with a motoring offence and have legal expenses insurance, it is definitely worth your while checking with your insurance company whether they will fund your defence costs. If you have a solicitor you want to instruct it is also worth asking them whether you can nominate the solicitor you want to represent you under the terms of your insurance.

One comment

  1. Alan Wynne

    Same offence different outcome. I’m insured with Admiral who state they are not liable as its a criminal offence!

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